Almost every answer you'll find online says "over one metre needs a permit." That's close enough to be misleading. Here's the actual rule, and the two conditions that catch people out.
A wall of exactly 1.000m is not exempt. If you're designing to the exemption, design to 950mm and measure it, because the exemption is one of the few places in the Regulations where the wording is less than rather than not exceeding.
This is the condition almost nobody mentions. A 900mm wall built as part of a deck, a driveway, a shed, a pool or an extension is not exempt — at any height. The exemption is for a standalone wall doing nothing but holding back soil.
If the wall's job is retaining your neighbour's soil, or stopping your excavation affecting their land, the exemption doesn't apply regardless of height. That's "protection of adjoining property", and it brings in a whole separate process under Part 7 of the Regulations.
"You need an engineer's design over a metre." Not exactly. No regulation says the word "engineer." What a permit application requires is documentation proving the wall complies structurally — which in practice means engineering, and typically costs $800–$1,500 and adds a few weeks. But it's a consequence of proving compliance, not a standalone legal requirement, and knowing the difference is useful when someone quotes you for it.
"Under a metre, you can do whatever you like." No. A permit exemption is not a compliance exemption. An exempt wall still has to comply with the Building Code of Australia, and the municipal building surveyor can still require retaining works where ground stability on your block or next door is affected.
Wall or no wall, the fence on top is our job. Photos and a rough length, estimate back today.